Delain Law Office, PLLC provides debtor representation in Chapter 7.
Chapter 7 is the liquidation chapter of the bankruptcy code, allowing a debtor to obtain freedom from creditors in a short time. The bankruptcy code provides for some limitations to Chapter 7, however, so be sure to book your appointment with us today to see if you qualify to file under this very powerful chapter.
Delain Law Office, PLLC provides debtor representation in Chapter 13 bankruptcy.
Chapter 13 is commonly called "Debtor in Possession." This chapter allows the debtor to retain assets that are not exempt by paying the creditors a percentage of the total debt owed through a Plan that spans three to five years. Filing under Chapter 13 may be an option for you if you are not eligible to file under Chapter 7 bankruptcy or if you have assets that you wish to retain while bankrupting debt that you may find overwhelming.
Chapter 13 is a powerful tool in the debtor's arsenal. Book your appointment with us today to see if it is the correct tool for you.